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home insurance

What Is a FIRM?

A FIRM is a product of the Flood Insurance Study (FIS) for a community and is available in paper form and digital form.
• Flood hazards have been mapped by FEMA for approximately 20,000 communities in the United States, most commonly on FIRMs.
• FIRMs delineate Special Flood Hazard Areas (SFHAs) — land areas subject to inundation [...]

State insurance department websites - study reveals significant differences

STUDY FINDS SIGNIFICANT DIFFERENCES IN AUTO AND HOME INSURANCE INFORMATION PROVIDED BY STATES TO CONSUMERS.
The Consumer Federation of America (CFA) released a new study of auto and home insurance information provided on state insurance department websites.
The study, State Insurance Department Websites: A Consumer Assessment, found considerable
differences in the usefulness of information such as the [...]

What you should know when you’re ready to buy home insurance.

1. There are a myriad of insurance companies to choose from so shop around.
Price, eligibility, and coverage vary by company. Obtain an estimate (quote) of what the insurance will cost. To get an accurate estimate you must provide:
- Personal information: Name, address, insurance loss history, nature & breed of [...]

Why buy auto and home insurance together

You own a home and a car. You have insurance. But for whatever reason you purchased your policies at different companies. But did you know you that if you’d gotten both your auto and home insurance from the same insurance company you could be paying less for the same coverage? Because you could and you’d [...]

DIY doesn’t buy cheaper home insurance

I just read this article “Women Learning DIY to Save Money on Home Insurance” and wanted to comment on what the author writes. DIY schools might be doing good business but the argument the newly acquired DIY skills can be beneficial when shopping for home insurance is biased.
In fact, DIY could have the exact [...]

Home insurance - is it worth gambling with?

Protecting your investments is simple common sense. Your car is insured. You deposit your money into a reputable bank and the government sees to it that your accounts are insured. You shop for deals online rather than grabbing up the first thing you see–basically, you make sure that your money is well spent and well [...]