Auto Insurance in California - Low Cost Automobile Insurance Program

What is the California Low Cost Automobile Insurance Program and who is eligible? The primary goal of the California Low Cost Automobile Insurance Program is to provide a cheaper auto insurance option to low-income good drivers.

To be eligible for the CLCA program: you must meet the following requirements:

1. Be able to meet low-income requirements (1 person = $25,525, 2 persons = $34,225, 4 persons = $51,625, 8 persons = $86,425)

2. Meet the good driver standard (no more than one at-fault property damage only accident or more than one point for moving violation in the past three years)
 Be at least 19 years old

3.  Have been continuously licensed to drive for the past three years
Have a vehicle valued at less than the $20,000

4. College student-applicants may not be claimed as a dependent on another person’s federal and/or State income tax return.

5. A policyholder may not purchase or maintain an automobile liability policy other than the CLCA policy for any vehicle in the household.

This program is administered by the California Automobile Assigned Risk Plan. To receive more information about how to sign up, please call the CLCA hotline at: 1-866-602-8861.

If you think you don't qualify for the CLCA auto insurance you can still obtain cheap auto insurance in California. To compare the best quotes from auto insurance companies in your area use the form on this page..

 

California minimum limits for auto liability insurance are:
Coverage up to $30,000 for all persons injured in an accident, subject to a limit of $15,000 for one individual, and $5,000 coverage for property damage. Statistically, there are more than 3 million motorists travel California's roads without auto insurance which is why it's so important to have coverage on your vehicle in case you get involved in a car accident.